Pin Based Debit Card Processing

Many merchants are eager to save money on their credit card processing and are really pushing this feature. By simply having a customer enter their pin number when paying with a check card the merchant may realize significant savings. Pin based transactions are typically either a flat rate or may have a very small interchange cost. Either way the savings are usually dramatic. We have a strong position in the pin based segment because we have some of the lowest online debit rates in the country. As a rule we strongly recommend our retail merchants to offer a pin based alternative to their customers.